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Credit Card Charges

How to Reclaim Your Credit Card Charges

Credit Card Charges Order your simple to follow information pack today to make a valid claim for compensation and receive and keep all the compensation awarded why pay fees or charges to a company when you can do it yourself and keep all the money, most companies can charge as much as a third of what you get back, in some cases charge an upfront fee in the hundreds.

You may ask yourself the big question
Can I really do it myself?
Well the answer is very simple 'YES'

To be successful in claiming yourself for mis sold PPI, unfair bank charges, and credit card charges you will need to prove that the company or adviser (your policy provider) did not comply with the specific selling rules relating to the sale of your policy. Don't be put off, keep the pressure on your insurer/IFA and if your claim is rejected, refer your claim to the FOS or the FSCS, these two services are available at no cost to you.


DON'T BE PUT OFF

Order the information pack relating to the claim you wish to make i.e. claim for mis sold PPIs or unfair bank and/or credit card charges (the bank charges pack is absolutely free to download). They both come with an easy to understand, step-by-step guide to help process your claim which will give you the opportunity to make your own professional claim and if successful, you get to keep all the compensation, that's right, no upfront fees, no backend commission guaranteed. It all yours - all 100% of it.
You have nothing to lose, and maybe a lot to gain. If you feel you have been mis sold PPI policy or have been charged unfair bank charges, don't delay order your pack now and make your own claim today. Buy our PPI Info claim pack today and get an extra free template letter for chasing up a reply from the Bank or firm. Bank charges pack is free to download.


UNFAIR CREDIT CARD CHARGES

The problem with credit card charges. The idea of charging people an administration fee when they miss a payment or go over their credit limit is, in essence, perfectly fair. However, the Office of Fair Trading found in 2006 that charging £35 to send out a letter is disproportionate to the cost of actually sending the letter, which is an automated process. Charging so much for something that costs so little amounts to a fine, which is not allowed under consumer law. The OFT said it would not investigate any charges of less than £12, so in effect charges of above £12 are deemed "unfair" and can be reclaimed. Reclaim them now. The FSA has allowed the banks to put all claims on hold for unfair bank charges, but this doesn't apply to credit card charges.